Step 1:
Add the refried beans to a mixing bowl. Season with chili powder, cumin and garlic powder. Taste and add more seasoning if desired.
Step 2:
Spread beans into a single layer on a large serving plate or in a 9×13” pan.
Step 3:
Add avocado and lemon/lime juice to a bowl and mash well with a fork. Spread into an even layer over the beans.
Step 4:
Spread sour cream into an even layer, over the mashed avocado layer.
Step 5:
Dollop small spoonfuls of salsa all over the top of the sour cream layer.
Step 6:
Sprinkle with cheese, followed by olives and then green onion. You could also add a diced tomato for garnish (optional).
Step 7:
Refrigerate until ready to serve (this can be made a day in advance). Serve with tortilla chips.